The insurance covers loss & damage caused by:-
- Fire, lightning, explosion or earthquake
- Aircraft
- Storm, tempest or flood
- Escape of water from fixed water tanks, apparatus or pipes
- Theft or attempted theft, including theft by tenants
- Impact by any vehicle or animal
- Riots, strikes, violent disorder, civil commotion or malicious damage
- Subsidence, landslip or heave
- Falling Trees, lamposts or telegraph poles
Cover For Overseas Homes:-
Many property owners encounter difficulties obtaining suitable overseas home insurance. As a result, they choose the quickest option, often a local policy written in a foreign language that is not suitable for the special requirements of holiday home owners. This decision could be costly when you translate the policy and discover that vital cover is excluded, leaving you to pay the claim.
The insurance covers:-
- Your overseas holiday home is fully protected as there are no security/heating warranties or restrictions in cover during periods of unoccupancy
- Public Liability Insurance with an indemnity of £1m automatically included. This indemnifies both the property owner and also the tenant, protecting you from legal action from injured holidaymakers and third parties
- Insurance for swimming pools is included
- Employers liability included
- Accidental Damage cover can be included for an additional premium
- Loss of pre-booked rental income & cost of alternative accommodation for you, your family or rental clients following loss or damage to your property
- The policy is written in plain english, so you know exactly what is covered
